Smart, simple, and secure. Comprehensive checks for regulated businesses
Use our robust biometric, document, and multi-bureau checks to seamlessly ensure your customers are genuine, present and watchlist free during transactions. Keep your business safe with our fast and easy-to-use KYB solution.
Business Identity
Advanced Entity Checks
We perform a comprehensive series of checks against global business registration bodies, tax authorities, utilities, credit bureaus, and more, to verify incorporation, ownership, address, and commercial risk.
Directors and significant shareholders are identity checked and screened against global watchlists.
Commercial Risk
Creditworthiness & Financial Health
Through our global credit bureau partners we verify financial health of a business . This includes checking credit rating scores and recommending credit limits, reviews of payment history, and bankruptcy records enabling an informed assessment of a companies suitablility to onboard.
Global Check
Sanction & Watchlist
We verify your customer and its stakeholders have no involvement in money laundering, adverse media or other illicit activities, through checks against our vast network of partners, including credit bureaus, government data sources, utility authorities, and commercial and proprietary databases.
How we ensure robust KYB verification
Business Identity
Business Identity Verification is the process of confirming that a company is legitimate, legally registered, and accurately represented by the people acting on its behalf. It’s used by regulated businesses to prevent fraud, money laundering, and other illegal activities.
The process involves checking:
Business registration documents (like articles of incorporation, business licenses)
Tax identification numbers (like EIN in the U.S.)
Ownership and management details (who the directors and ultimate beneficial owners are)
Proof of physical address (utility bills, lease agreements)
Verification of the representative (e.g., passport, government ID of the person applying)
Depending on the platform or regulatory requirements, it may also include checks like:
Matching the business against government databases
Checking for sanctions or financial crime risks
Validating domain names, email addresses, and phone numbers associated with the business
Commercial Risk
Commercial Risk Checks are the process of matching a company to our global incorporated business financial data. Once matched, we are able to provide comprehensive financial accounts, credit ratings and limits, negative data such as court judgements or bankruptcy records.
Director & Shareholder Checks
Identity verification is the process of confirming that a director or shareholder is who they claim to be. It’s a critical step in preventing fraud, money laundering, and other financial crimes.
Document verification is the process of checking the authenticity and validity of official documents submitted by a director or shareholder to prove their identity, address, or other relevant details. It’s a critical part of identity verification and helps financial institutions and regulated businesses stay compliant with anti-money laundering (AML) laws.
Sanctions screening involves checking individuals or entities against official government or international lists of sanctioned parties. These sanctions can be imposed for various reasons, including terrorism, drug trafficking, human rights violations, or political conflicts.
Company Sanction & Watchlist Screening
Sanctions screening involves checking individuals or entities against official government or international lists of sanctioned parties. These sanctions can be imposed for various reasons, including terrorism, drug trafficking, human rights violations, or political conflicts.
Common sanctions lists include:
- OFAC SDN List (U.S. Treasury Office of Foreign Assets Control – Specially Designated Nationals)
- UN Sanctions List
- EU Consolidated Sanctions List
- UK HM Treasury Sanctions List
Ultimate Beneficial Owner UBO
A UBO is a natural person who ultimately:
Owns 25% or more of a company’s shares or voting rights (threshold may vary by jurisdiction).
Exercises control over the company or legal entity in other ways (e.g., through influence or control over decision-making).
Benefits from the assets or income of a trust, foundation, or similar structure.
We identify and verify an organisations legal ownership, control structure and beneficiaries, combined with PEP and watchlist screening for high risk individuals.
Source of Funds/Wealth
A Source of Wealth check investigates the origin of a UBO’s total wealth — i.e., the economic activity that generated their assets over time.
SoW checks are often mandatory when:
Dealing with Politically Exposed Persons (PEPs)
Handling high-risk jurisdictions
Large or complex transactions
Private banking or high-net-worth individuals (HNWIs)
Opening accounts for trusts or offshore structures
Ongoing Monitoring
Screening customers at the point of account opening or beginning of a business relationship is only the first step. As people and businesses change, being alerted to anything that could impact your risk is critically important.
- Smart Engagement Alerts
Stay ahead with real-time notifications about critical changes in your customer accounts—so you can act quickly and confidently. - Perpetual KYC & KYB Monitoring
Get instant, event-based alerts when key financial or credit information changes for individuals or businesses on your watchlist. Stay compliant, stay informed. - PEP, Sanctions & Adverse Media Screening
Re-screen customers anytime against global databases of PEPs, sanctions, and negative news. Set custom monitoring frequencies based on risk profiles—your compliance, your way. - Daily Engagement Emails
Start your day with a summary of actionable insights—timely updates that give you compelling reasons to reach out to customers and prospects.